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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135655 reviews)

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4.73

Based on 135,655 reviews, last reviewed 11th Jun 2026

3903100% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

services within PayPal are good but dealing wit... Most services within PayPal are good but dealing with scammers and bad retailers can be hard to navigate Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (135655)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

It's Amazing

Probably the best experience. Amazing Reviewed on: 10th June 2026

Really happy with paypal it is easy and safe to...

Really happy with paypal it is easy and safe to use Reviewed on: 10th June 2026

Easy to use keep control spending and can have optio...

Easy to use keep control spending and can have option pay earlier too Reviewed on: 10th June 2026

Paypal is my preferred method to pay for everything.

Paypal is my preferred method to pay for everything. Reviewed on: 10th June 2026

Never had any issues, everyone runs smoothly.

Never had any issues, everyone runs smoothly.Quick and easy credit set up with 3 payments Reviewed on: 10th June 2026

Find useful for smaller purchases

Used a lot not always clear tho when you have paid takes a while to come off balance and wish you got longer than 4 months Reviewed on: 10th June 2026

Happy customer

I always go through paypal incase any thing goes wrong highly recommended Reviewed on: 10th June 2026

I like the 3 easy payment facility, which ease of a...

I like the 3 easy payment facility, which ease of a payment instead paying in full, helps to get more time and without paying any interest. Make sure you qualify for this opportunity Reviewed on: 10th June 2026

Easy to use facilities, low interest on credit options

Easy to use facilities, low interest on credit options Reviewed on: 10th June 2026

I love using paypal and have done for several years...

I love using paypal and have done for several years now. It makes life much easier when making purchases. No handing over your card details to many many companies, just safe in one place. I often use pay in 3 and paypal credit for cashflow purposes. The app is so easy to use with all the info you need to mange your finances. Reviewed on: 10th June 2026

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