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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

paypal is secure

i find using paypal is the most secure way of paying online as im always protected from scam sales and my credit card details are hidden from the retailer Reviewed on: 13th July 2026

A reliable and secure payment method and more.

A reliable and secure payment method and more... where traditional banks fall short, PayPal offers new possibilities. Reviewed on: 13th July 2026

Easy to use and simple terms.

Easy to use and simple terms. Would use the credit option again for larger purchases Reviewed on: 13th July 2026

My go to for buying more expensive items

Always my go to for the opportunity to buy a more expensive item and then pay off in installments. Easy to apply and maintain payments to ensure you are on track. Reviewed on: 13th July 2026

Great way to buy goods over time and not pay...

Great way to buy goods over time and not pay interest Reviewed on: 13th July 2026

easy peasy paypal squeezy

easy to use, quick and simple. new app design is really good! Reviewed on: 13th July 2026

I have used PayPal credit now for a number of years,...

I have used PayPal credit now for a number of years, it is a really easy platform to navigate and now I have the card downloaded to my wallet it is even more convenient. Reviewed on: 13th July 2026

Best choice

The best flexibility, you can buy now and think later for payment Reviewed on: 13th July 2026

Everytime I use PayPal its just extremely easy to us...

Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026

Just good all round support and easy to use.

Just good all round support and easy to use. Reviewed on: 13th July 2026

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