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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135755 reviews)

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4.73

Based on 135,755 reviews, last reviewed 11th Jun 2026

3907700% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every time I've had a dispute, customer service has... Every time I've had a dispute, customer service has been quick and easy to contact Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (135755)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Simple and easy to use platform with no hidden surpr...

Simple and easy to use platform with no hidden surprises. Reviewed on: 10th June 2026

Must have financial provider

easy to use, great user experience, innovative products Reviewed on: 10th June 2026

PayPal has allowed me to re-evaluate my finances and...

PayPal has allowed me to re-evaluate my finances and allowed to take better care of my payments. Reviewed on: 10th June 2026

Safe and easy to use, friends and family also use Pa...

Safe and easy to use, friends and family also use PayPal with no problems Reviewed on: 10th June 2026

Had a Paypal Credit account for a number of years.

Had a Paypal Credit account for a number of years, I feel safe using this method of payment and never had any issues understanding the setup or use of it. Reviewed on: 10th June 2026

Peace of mind

Easy to use service and trustworthy Reviewed on: 10th June 2026

Excellent response and escalation time!

Excellent response and escalation time! Reviewed on: 10th June 2026

Beautiful Very convenient .

Beautiful Very convenient .for people who love to travel Reviewed on: 10th June 2026

Overall excellent service.

Overall excellent service. My only gripe is the one time I had been charged and did not receive product PayPal failed to assist me getting my money back. Had to retrieve my lost money through alternative means. Reviewed on: 10th June 2026

Excellent!

Love using the paypal credit,especially that you can split the cost on 0% apr for 4 months.in these times always good to know i can easily rely on my paypal credit account. Reviewed on: 10th June 2026

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