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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very good never had a problem very reliable

Very good never had a problem very reliable Reviewed on: 13th July 2026

PayPal offers a professional service with a broad ra...

PayPal offers a professional service with a broad range of suitable credit options. Reviewed on: 13th July 2026

Totally Trust Paypal

I use PayPal whenever the option is available as I trust PayPal completely and they provide excellent services. Reviewed on: 13th July 2026

Good experience

I had a good experience with PayPal so far. Reviewed on: 13th July 2026

Great customer service

I use PayPal to buy things locally and internationally. I know that my money is safe and if things go wrong, they will deal with it quickly. I have had some bad experience but PayPal has resolved it very quickly. Reviewed on: 13th July 2026

Always worked for me any problems they get sorted

Always worked for me any problems they get sorted Reviewed on: 13th July 2026

Good service

Paypal is a good service ensuring all information are being provided and that transaction are smooth Reviewed on: 13th July 2026

Brilliant customer service.

Brilliant customer service. Its easy to access at any time. Reviewed on: 13th July 2026

Generally just great service all round

Generally just great service all round Reviewed on: 13th July 2026

When I contacted customer service, everything was ha...

When I contacted customer service, everything was handled quickly and professionally. Very helpful service. Reviewed on: 13th July 2026

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