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PayPal: PayPal Credit reviews

4.73
Based on 136,120 reviews, last reviewed 11th Jun 2026
3924350% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great product, highly recommended. Able to pay for my holiday, no issues! Reviewed on: 11th June 2026
Mark Cresser's avatar
Mark Cresser

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136120)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I like it, I have used it in the past year.

5
I like it, I have used it in the past year. Reviewed on: 10th June 2026

Very helpful having credit payments on one app easil...

4
Very helpful having credit payments on one app easily managed Reviewed on: 10th June 2026

PayPal everyday

5
I've been using PayPal for for years now, very satisfied, easy and convenient, whenever 8 can I'm using it Reviewed on: 10th June 2026

Amazing experience, very helpful and quick

5
Amazing experience, very helpful and quick Reviewed on: 10th June 2026

I’ve been using PayPal since 2011 and have never had...

5
I’ve been using PayPal since 2011 and have never had experienced any problems Reviewed on: 10th June 2026

Bombarded with emails.

3
Bombarded with emails. Interest rate is high and the constant reminders to pay are annoying. My balance never goes down. Reviewed on: 10th June 2026

Best way to pay monthly .

5
Best way to pay monthly .and pay later Reviewed on: 10th June 2026

Great experience one of the bets

5
Great experience one of the bets Reviewed on: 10th June 2026

It’s easy to use

5
It’s easy to use and flexible and easy payments Reviewed on: 10th June 2026

Flawless service.

5
Flawless service. Easy to use and secure. Reviewed on: 10th June 2026