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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent payment terms.

Excellent payment terms. Always super helpful with disputes Reviewed on: 28th May 2025

PayPal Credit

Very good credit limit 1700 & PayPal increased 500 more now 2200 .Very good experience. 5 star Reviewed on: 28th May 2025

Clear and Concise PayPal!

PayPal make things very clear and concise, which is exactly what people want with their money. The app is extremely easy to use and the details are clear, whilst offering helpful services. Reviewed on: 28th May 2025

Service is helpful and works in a good way

Service is helpful and works in a good way Reviewed on: 28th May 2025

Great to have interest free payment options

Great to have interest free payment options Reviewed on: 28th May 2025

PayPal review

Straightforward to navigate the app with the added security of the PayPal brand. Reviewed on: 28th May 2025

It's easy to use and very convienient.

It's easy to use and very convienient. Reviewed on: 28th May 2025

I've had a great experience with PayPal Credit.

I've had a great experience with PayPal Credit. They provided all the necessary checks and documentation in a clear and straightforward way making the process easy to follow. I really appreciate their transparency, everything was explained upfront with no hidden surprises. It's a reliable and trustworthy service that gave me confidence from the start. Reviewed on: 28th May 2025

PayPal has always been faithful and reliable, I don'...

PayPal has always been faithful and reliable, I don't ever have a bad experience. Reviewed on: 28th May 2025

Due payment notification

It would be better if you were notified of every payment to be made rather than being allowed to miss one Reviewed on: 28th May 2025

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