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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180905)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never had an issue.

5
Never had an issue. I can tell they go through extra mile to keep me satisfied. Reviewed on: 13th July 2026

Refund -

5
A little while a go I had a problem getting a refund but you soon sorted it out for me Reviewed on: 13th July 2026

Hassle Free service

5
Easy and straight forward to use, transactions are easy to follow, plenty of notifications regarding payments due, and simple statements to understand Reviewed on: 13th July 2026

Happy shopper.

5
Helpful every time I made a transaction. Helped with disputes too. Easy safe payments. Reviewed on: 13th July 2026

Reliable and easy to use

5
I’ve had a really good experience using PayPal Credit The application process was straightforward and it’s been simple to manage my account and payments Everything works smoothly and it’s given me extra flexibility when making purchases The app and website are easy to navigate and I’ve found the overall service reliable I’d happily recommend PayPal Credit to anyone looking for a convenient way to spread the cost of purchases Reviewed on: 13th July 2026

Great! Would definitely recommend

5
Great! Very easy to use and see where you are for repayment Reviewed on: 13th July 2026

Excellent, PayPal really helpful in so many ways

5
PayPal really helpful in so many ways Reviewed on: 13th July 2026

Quick, easy and secure

5
PayPal has always been quick, easy and secure to use. Payments are simple to make, and I like having everything clearly recorded in one place. Overall, I’ve had a very good experience. Reviewed on: 13th July 2026

Great service

5
Great service easy to use and very convenient to split large payments or unexpected payments. Reviewed on: 13th July 2026

Easy to used the card payment , and friendly

5
Easy to used the card payment , and friendly Reviewed on: 13th July 2026

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