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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I really enjoy using PayPal especially the pay in 3...

I really enjoy using PayPal especially the pay in 3 and paypal credit has helped me manage my finances. All in all PayPal has great customer service. Reviewed on: 28th May 2025

Why Paypal credit is amazing

I have using paypal credit for a really long time and it’s been great that I am able to pay in installments it has really helped me alot to get the things that I want much quicker than I would have had to otherwise wait for months to buy it out right. It has been a game changer for me. Reviewed on: 28th May 2025

Seemless experience buying my new Mac using PayPal C...

Seemless experience buying my new Mac using PayPal Credit. Reviewed on: 28th May 2025

Good service, value for money, finds solutions for p...

Good service, value for money, finds solutions for problems efficiently. Reviewed on: 28th May 2025

Excellent service,straight to the point information

Excellent service,straight to the point information Reviewed on: 28th May 2025

Easy to use with plain and simple instructions.

Easy to use with plain and simple instructions. its a safety blanket as a just incase but great to have Reviewed on: 28th May 2025

No issues with paypall used tjem for years and credi...

No issues with paypall used tjem for years and credited me 400 last year which o pay back on a monthly basis Reviewed on: 28th May 2025

Straight forward no hassle .

Straight forward no hassle . Brilliant service Reviewed on: 28th May 2025

I find it helpful and easy to understand, definitely...

I find it helpful and easy to understand, definitely I would recommend Reviewed on: 28th May 2025

Would use again

No I do not wish to say more about my experience Reviewed on: 28th May 2025

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