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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I have PayPal for years now and I find easy to use ,...

I have PayPal for years now and I find easy to use , the pay in 3 feature is brilliant and I use this quite often Reviewed on: 13th July 2026

Items brought, but not received

I have ordered a few things that didn't get sent and paypal was so helpful to get refund. Reviewed on: 13th July 2026

Absolutely love the convenience of using PayPal for...

Absolutely love the convenience of using PayPal for payments, especially online, without the worry of people online getting your bank details Reviewed on: 13th July 2026

My perfect paypal

Never any issues with purchases or refunds.Very informative with ways to pay and deals.id be lost without paypal. Reviewed on: 13th July 2026

It is so good I use last 18 years no...

It is so good I use last 18 years no problem thank you Reviewed on: 13th July 2026

I've been with PayPal for many years,the service th...

I've been with PayPal for many years,the service they provide is excellent their app is easy to use with everything you need ,the attention of the PayPal card is great for everyday use I really enjoy using PayPal as they provide the best service out there thank you Reviewed on: 13th July 2026

Ease of use always get email reminder when payment i...

Ease of use always get email reminder when payment is due Reviewed on: 13th July 2026

Trustworthy

Feel safer making purchases through PayPal as I know they will help me if things should happen to go wrong. Reviewed on: 13th July 2026

Happy customer

When I recently contacted customer service team they delt with my query promptly very satisfactory Reviewed on: 13th July 2026

PayPal credit recommendation...

Always easy to use and easy to access & plain simple statements. Interest free on short term debt & clear information about upcoming interest Reviewed on: 13th July 2026

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