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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181043)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Effective and fast always

5
Effective and fast always. No hassle to resolve a complaint and always thinking about your client. Reviewed on: 13th July 2026

Good experience at every shopping sessions.

5
Good experience at every shopping sessions. Reviewed on: 13th July 2026

Hard to know what credit was set up or adjust.

4
Hard to know what credit was set up or adjust. Reviewed on: 13th July 2026

Outstanding service

5
Outstanding service, always before everyone Reviewed on: 13th July 2026

Always there when needed!

5
Always there when needed!! Whenever I need quick purchase PayPal is a grate help with 3 x 0% option or PayPal credit which can offer you up to 4 months 0%. What I can tell more best of the best. Reviewed on: 13th July 2026

Absolutely amazing help when I’ve needed it.

5
Absolutely amazing help when I’ve needed it. So easy to use and just love using PayPal. Feel safe using it and recommend it to everyone. Reviewed on: 13th July 2026

Good service

4
That okay answer call very quick the important part of it Reviewed on: 13th July 2026

So handy to use and repay without any stress.

5
So handy to use and repay without any stress. It means I’m able to buy without worry. The interest terms are easy to stick to and give affordability for higher priced goods. Reviewed on: 13th July 2026

PayPal pay in 3 and PayPal credit are brilliant opti...

5
PayPal pay in 3 and PayPal credit are brilliant options to pay for larger items. The app is so easy to use. You can see exactly where you’re up to and stay in control. Reviewed on: 13th July 2026

Firstly, PayPal Credit is a safe and secure method o...

5
Firstly, PayPal Credit is a safe and secure method of payment, which gives me total confidence in today’s market where there is so much fraud and security issues. Secondly, PayPal Credit is always a fast and reliable means of payment. Most importantly, any issues are resolved promptly and effectively. Paypal credit is my preferred method for online transactions. Reviewed on: 13th July 2026

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