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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136605 reviews)

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4.73

Based on 136,605 reviews, last reviewed 12th Jun 2026

3946950% increase in 5 star reviews

in the past 90 days

10950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Just great always reliable A quick tap and your done Reviewed on: 12th June 2026

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136605)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Best payment option

If I ever have an option to pay with PayPal I will always choose it, I feel it's easier and safer then using my debit or credit. The customer service is great and the whole system make it feel like it's the safest way to pay. Reviewed on: 10th June 2026

I’ve used PayPal Credit for several purchases and th...

I’ve used PayPal Credit for several purchases and the experience has been smooth overall. The application process was quick, payments are easy to manage, and the statements are clear. The promotional 0% offers are helpful, though it would be good if PayPal provided clearer reminders before promotions expire. Overall, it’s a convenient credit option for online shopping Reviewed on: 10th June 2026

Fastest Customer Service Agents

Always willing to help, actually investigates issues when you submit tickets with frequent updates regarding those issues. Also has the best exchange rate when paying for services that only exist in other countries (Mainly USA based companies) Reviewed on: 10th June 2026

The best and fast way to get a credit

The best and fast way to get a credit Reviewed on: 10th June 2026

Been brilliant every time I've used them

Been brilliant every time I've used them Reviewed on: 10th June 2026

I find PayPal a very good service

I find PayPal a good source when making purchases with offers of 0% apr on a regular basis. And I rind it accepted all places that I go to buy items. Reviewed on: 10th June 2026

Convenient having pay in 3 for emergency purchases.

Convenient having pay in 3 for emergency purchases. Reviewed on: 10th June 2026

Lack of in depth details for PayPal Credit transactions

I don't have any visibility over the monthly payments and due dates for each transaction which has gone through PayPal Credit and this confuses me and can not do properly our family finances in order all of the payments go when they need to. Reviewed on: 10th June 2026

Useful and i like the 0% interest for 4 months...

Useful and i like the 0% interest for 4 months function Reviewed on: 10th June 2026

Very good, good for building you're credit rating up

Very good, good for building you're credit rating up Reviewed on: 10th June 2026

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