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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136762 reviews)

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4.73

Based on 136,762 reviews, last reviewed 12th Jun 2026

3953650% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Pleased with Nice and easy process recommended Reviewed on: 12th June 2026

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136762)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal credit

I use PayPal credit quite often and it helps me with my personal things when I need a bit of extra money. Reviewed on: 10th June 2026

Great service and good communication

Great service and good communication Reviewed on: 10th June 2026

Easy to use especially when websites do not accept A...

Easy to use especially when websites do not accept AMEX. I can use PayPal with my Amex card! Reviewed on: 10th June 2026

Easy to use my go to cards

Easy to use my go to cards unloved that I can split the cost across a few months and it’s manageable on PayPal app Reviewed on: 10th June 2026

Simple to use, great and efficient

Simple to use, great and efficient Reviewed on: 10th June 2026

Since I have been using PayPal..

Since I have been using PayPal. I have fantastic experience using PayPal. Reviewed on: 10th June 2026

great service, sometimes resolving refunds can take...

great service, sometimes resolving refunds can take a while but usually they're quite good Reviewed on: 10th June 2026

Usually have no problems sometimes I have difficulty...

Usually have no problems sometimes I have difficulty when I’ve purchased something as the codes don’t come through too quickly but other than that no problems Reviewed on: 10th June 2026

Probably the best banking app on my phone

Probably the best banking app on my phone, the pay in 4 feature is a life saver for bigger purchases! The app is also very easy to use and user friendly. I constantly use it to pay bills and transferring cash. Reviewed on: 10th June 2026

Excellent service, multiple payment options and mana...

Excellent service, multiple payment options and manageable payment plans. Super easy to send money to new people. Reviewed on: 10th June 2026

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