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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

It has been extremely to access PayPal credit with c...

It has been extremely to access PayPal credit with clear terms and conditions.on the app it’s easy to track how much spent and balance. Reviewed on: 13th July 2026

Very convenient, always there when I need it

Very convenient, always there when I need ut Reviewed on: 13th July 2026

Praca z Wami to samym przyjemnosc

Praca z Wami to samym przyjemnosc Reviewed on: 13th July 2026

I have found it helpful and it feels very secure wit...

I have found it helpful and it feels very secure with how it links to my PayPal app although sometimes it is a bit clunky but the security is worth it. I like its link to Shopify purchasing processes. I like being able to select how I pay through the PayPal options I have available to me. Reviewed on: 13th July 2026

Very good experience,easy to use and pay off,very co...

Very good experience,easy to use and pay off,very convenient Reviewed on: 13th July 2026

very good never had a problem at all.

very good never had a problem at all. Reviewed on: 13th July 2026

Reliable service

Always keep me informed of payments due etc Reviewed on: 13th July 2026

No hard sale salesman ringing you every 10 minutes y...

No hard sale salesman ringing you every 10 minutes you only click on one and it’s done. It couldn’t be any easier. Reviewed on: 13th July 2026

Very trustworthy company!

Very trustworthy company! PayPal is fast, secure, and very easy to use. I've always had a great experience with their service, and I feel safe making online payments. Highly recommended! Reviewed on: 13th July 2026

I use PayPal for many things.

I use PayPal for many things. I like the flexibility and the security it provides. Thankfully only ever had one issue with a seller through PayPal and PayPal sorted it quickly and easily for me through their portal for raising issues. Reviewed on: 13th July 2026

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