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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

utmost confidence

I can pay with utmost confidence with PayPal, and have used their credit as well. I always tell others about PayPal, I have looked at others but feel that PayPal is safest. Reviewed on: 13th July 2026

PP is always providing good value and a great servicei.

PP is always providing good value and a great servicei. Reviewed on: 13th July 2026

Very easy to use great rates and reliable

Very easy to use great rates and reliable Reviewed on: 13th July 2026

Good offer with PayPal credit

I really like that I can buy an item of 100 pounds or more and get 4 months interest free automatically. Reviewed on: 13th July 2026

Easy and safe.

Easy and safe. Perfect way to protect your shopping. Reviewed on: 13th July 2026

I usually use Paypal credit for pay for most items o...

I usually use Paypal credit for pay for most items of £500 or more. I know my monthly payment over the interest free period. Reviewed on: 13th July 2026

An excellent and easy way to pay

An excellent and easy way to pay Reviewed on: 13th July 2026

Quick, easy and reliable!

Quick, easy and reliable! PayPal credit is simple to access and provides a great option Reviewed on: 13th July 2026

Using PayPal credit is extremely simple.

Using PayPal credit is extremely simple. It is very convenient and possibly the safest way you use for online purchasing Reviewed on: 13th July 2026

Easy to use, spread the cost , convenience

Easy to use, spread the cost , convenience Reviewed on: 13th July 2026

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