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PayPal: PayPal Credit reviews

4.73
Based on 136,872 reviews, last reviewed 12th Jun 2026
3958900% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

New pizza oven So easy and secure to use new pizza oven on the way Reviewed on: 12th June 2026
GG's avatar
GG

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026
Frodo's avatar
Frodo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136872)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I always use PayPal credit as the interest is low an...

5
I always use PayPal credit as the interest is low and the app is very intuitive and easy to navigate . It’s really easy way to buy things you want and stretch out the payments causing little stress , Reviewed on: 10th June 2026

I’ve been very happy with PayPal

5
I’ve been very happy with PayPal’s service. Every time I’ve needed help, the support team has been attentive, friendly, and quick to resolve my concerns. Their professionalism and willingness to assist make using PayPal a positive experience. Highly recommended! Reviewed on: 10th June 2026

Useful for expensive purchases

5
I ise credit for more expensive purchases when I need to spread tge cost. I have always made sure I pay in the 4 month window to avoid interest and it is brilliant for that. Reviewed on: 10th June 2026

PayPal Credit - highly recommend

5
I have had excellent experiences with PayPal Credit. The application was straightforward, I was approved quickly, and managing repayments is easy. Reviewed on: 10th June 2026

It's harder than I thought to get a refund but still...

4
It's harder than I thought to get a refund but still good Reviewed on: 10th June 2026

Easy to use.

5
Easy to use. Clear and simple format. Widely available. Credit and pay in 3 options are great too. Reviewed on: 10th June 2026

Great absolutely no notes, having a great time with it.

5
Great absolutely no notes, having a great time with it. Reviewed on: 10th June 2026

Clear instructions - Easy use, Fast service.

5
Clear instructions - Easy use, Fast service. professional Manner. Thank you. Reviewed on: 10th June 2026

Quick brilliant service always my goto payment platf...

5
Quick brilliant service always my goto payment platform makes me feel confident in secure payments recommendation Reviewed on: 10th June 2026

Easy Peasy

5
So easy to use and set up direct debits to pay. One of the easiest forms of payment it’s so versatile. Reviewed on: 10th June 2026