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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180878)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Using paypal for years, personal and business, also...

5
Using paypal for years, personal and business, also the Pos system for two businesses. It is the best customer service, and extremely easy to use and most importantly safe. Within 10 years, had only one unrecognised payment, which was refunded immediately by paypal. Extremely good rates on credit, and fair amounts given. Reviewed on: 12th July 2026

Reliable & Secure

5
I have been using PayPal for a long time and it remains my go-to method for online shopping. It makes checking out incredibly quick because I don’t have to type in my card details every time. More importantly, it gives me peace of mind knowing my financial information is secure and that I have buyer protection if something goes wrong with an order. Reviewed on: 12th July 2026

I have used paypal credit for a long time and find i...

5
I have used paypal credit for a long time and find it to be simple and convenient and we'll suited to my needs Reviewed on: 12th July 2026

Totally reliable quick service.

5
Totally reliable quick service. Gives me peace of mind knowing my purchases are safe. Every time I’ve had a problem with a retailer they have sorted out disputes without quibble. I won’t buy online without them. Reviewed on: 12th July 2026

I have Very very good experience

5
I have Very very good experience Reviewed on: 12th July 2026

Easy, convenient, secure!

5
Easy, convenient, secure!! I simply love it!! Reviewed on: 12th July 2026

Easy way to pay money online.

5
Easy way to pay money online. I don’t feel as worried making transactions Reviewed on: 12th July 2026

Very good and easy to use also I have used this app...

5
Very good and easy to use also I have used this app for many payments Reviewed on: 12th July 2026

Great! Would recommend

5
Using PayPal credit was great, allowing us to spread the cost and give some flexibility. Reviewed on: 12th July 2026

Paypal credit is very easy to set up and manage via...

5
Paypal credit is very easy to set up and manage via the App. Reviewed on: 12th July 2026

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