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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136989 reviews)

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4.73

Based on 136,989 reviews, last reviewed 12th Jun 2026

3964200% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use Easy to use , easy to pay , fair and generally always prefer to pay with PayPal Reviewed on: 12th June 2026

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136989)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I use PayPal everyday.

I use PayPal everyday. Easy to use, efficient. Everything i need in one place Reviewed on: 10th June 2026

Great service and love the interest-free option!

I am really happy with PayPal. My favorite feature is definitely the option to buy things with a 0% credit line. Having three full months to pay off my purchases without any interest or extra fees is incredibly helpful. It makes managing my budget so much easier, especially for bigger expenses. The app is secure, fast, and very reliable. Highly recommended! Reviewed on: 10th June 2026

Perfect and help to people easily

Perfect and help to people easily Reviewed on: 10th June 2026

Great for a more expensive purchase to spread the cost

Great for a more expensive purchase to spread the cost Reviewed on: 10th June 2026

Easy to use and help is available

Easy to use and help is available Reviewed on: 10th June 2026

Great easy to use,

Great easy to use, I make all payments through PauPal, as it adds an extra level of protection, customer service is second to none. Reviewed on: 10th June 2026

Secure, quick and easy

I always make payments via PayPal if I can as I know it's secure. It's also quick and easy to use. Reviewed on: 10th June 2026

Easy to use, easy to access

I find it easy to access funds when I need them. The key is that individuals have to meet the necessary criteria. The app is very straightforward to use. Reviewed on: 10th June 2026

PayPal credit has helped me to sort out the Christma...

PayPal credit has helped me to sort out the Christmas gifts for my family during the most difficult time of my life Reviewed on: 10th June 2026

Used PayPal now for over 12yrs and have never had...

Used PayPal now for over 12years and have never had an issue or have to call customer service. The service is simply excellent. Reviewed on: 10th June 2026

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