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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I simply love this platform.

I simply love this platform. It’s simple to use and very useful Reviewed on: 13th July 2026

Perfect!

Have been using Paypal for years and its always easy, I have never had any problems or issues. Reviewed on: 13th July 2026

Greatly Improved Seevice

Always had a great experience using PayPal and a good experience with customer service at times where I had to contact them for queries. Has a very decent purchase interest rate for the high credit limit offered. Reviewed on: 13th July 2026

Easy to use and pay back.

Easy to use and pay back. Good for spreading out large purchases Reviewed on: 13th July 2026

Good Value, easy access to funds and completion of t...

Good Value, easy access to funds and completion of transactio Reviewed on: 13th July 2026

No comment currently about using PayPal

No comment currently about using PayPal Reviewed on: 13th July 2026

Great help

Great no fees and easy to use very helpful if you can’t pay in one gi Reviewed on: 13th July 2026

Very handy, gives values for each penny we spent

Very handy, gives values for each penny we spent Reviewed on: 13th July 2026

Quick easy hassle free set up without any complicati...

Quick easy hassle free set up without any complications very handy Reviewed on: 13th July 2026

Good app and easy service always works well user fri...

Good app and easy service always works well user friendly Reviewed on: 13th July 2026

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