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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180871 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180872)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I think the % rate is abit too high.

I think the % rate is abit too high. I do value the paying off in 3 amounts with zero interest Reviewed on: 12th July 2026

Smooth payment and acceptance.

Smooth payment and acceptance. Easy to add to Apple pay. Same as any other credit card Reviewed on: 12th July 2026

Easy to navigate

Always clear fast instructions. Easy to navigate Reviewed on: 12th July 2026

Christmas saver

Very grateful for PayPal credit always there when I need some extra treats for my family. Specially at Christmas. Reviewed on: 12th July 2026

Fantastic way to budget and spread cost.

Fantastic way to budget and spread cost. Reviewed on: 12th July 2026

I have used paypal for years and has served me...

I have used paypal for years and has served me well Reviewed on: 12th July 2026

Been good

Good, been handy for when I’ve needed it. Reviewed on: 12th July 2026

Grateful to PayPal

Grateful to PayPal for offering me an interest free credit offer for 4 months which allowed me to make some big purchases for the house which I would otherwise be unable to do. Reviewed on: 12th July 2026

Perfect paypal

Any issues have been solved quickly and efficiently in my favour Reviewed on: 12th July 2026

Always positive , I have been a customer for many ma...

Always positive , I have been a customer for many many years, and they always deliver… and at a decent rate too . Clear and concise, great job. All in all I’m very pleased to hold an account with them. Keep up the good work. Xx Reviewed on: 12th July 2026

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