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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent and simple.

Excellent and simple. It's more often than not my go to credit option due to the variety of repayment options Reviewed on: 15th July 2026

So easy to use!

So easy to use to shop online and my money is protected if there is an issue! Reviewed on: 15th July 2026

Reliable and easy to used PayPal

Reliable and easy to used PayPal Reviewed on: 15th July 2026

I just the the flexibility with the credit

I just the the flexibility with the credit Reviewed on: 15th July 2026

I’ve only had one thing go wrong I didn’t realise th...

I’ve only had one thing go wrong I didn’t realise that PayPal were taking a charity donation added to a purchase I complained but was refused a refund Reviewed on: 15th July 2026

Pay now, pay later...You decide

Good to have an options for a purchase and then You may decide what to choose. Positive thinking from PayPal Reviewed on: 15th July 2026

Love it, very helpful and useful.

Love it, very helpful and useful. Reviewed on: 15th July 2026

Very good credit card, loved having it.

Very good credit card, loved having it. Offers th best deals Reviewed on: 15th July 2026

Fast efficient friendly always respond quick makes m...

Fast efficient friendly always respond quick makes me feel safe and secure Reviewed on: 15th July 2026

Too much time on hold

When I call up to sort things out you get passed from department to department and you need to have several hours set aside to sort things out. Even then, you are on hold for so long you end up giving up after 40 minutes!Not an efficient use of my time or system. I’m STILL trying to change my Direct Debit date!!! Reviewed on: 15th July 2026

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