Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180865)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great portal for managing payments

5
Great portal for managing payments Reviewed on: 12th July 2026

Easy to use with no stress!

5
Easy to use with no stress! Perfect way to help out with some extra credit when needed. Reviewed on: 12th July 2026

Always reliable, no issues with any thing,

5
Always reliable, no issues with any thing, definitely give me piece of mind that I m protected when buying online, paying by direct debit monthly is great but also like i am able to pay all in one payment if I so wished Reviewed on: 12th July 2026

Convenient for online shopping.

5
Convenient for online shopping. I’ve been using it for a short while. No complaints. I like everything about it. I recommend it. Reviewed on: 12th July 2026

Flexible and Straightforward Service

5
I've had a very positive experience using PayPal Credit. It's simple to use, the application process was straightforward, and managing payments through my PayPal account is easy. The option to spread the cost of purchases has been very helpful, especially for larger items. The service has been reliable, transparent, and convenient, and I would recommend it to anyone looking for a flexible payment solution. Reviewed on: 12th July 2026

Using paypal since over 10 years easy simple clear n...

5
Using paypal since over 10 years easy simple clear no hidden messages straight forward as it should be Reviewed on: 12th July 2026

Flexi PayPal

5
PayPal is great, it takes the stress off having to pay a big bill at once. Gives more flexibility and is available to use everywhere! Reviewed on: 12th July 2026

have never had a problem with PayPal and always very...

5
have never had a problem with PayPal and always very helpful when needed. Reviewed on: 12th July 2026

Excellent service

5
Great customer service, never had any issue with the payments and return adjustments for my purchases. Reviewed on: 12th July 2026

Safe and Secure!

5
Safe and Secure! Easy to use! Contacting customer services could be a little easier but over all a good experience. Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101069 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products