Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

View other PayPal products

4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180857)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

There is no way to pay in instalments although I hav...

There is no way to pay in instalments although I have opted for instalments. Reviewed on: 12th July 2026

PayPal credit

I like using PayPal credit as it gives me a bit of time to pay things off and there’s no interest for 4 months. I also get PayPal points for each purchase which is adding up. It’s easy to use and so is the app. Reviewed on: 12th July 2026

The app makes a difference.

The app makes a difference. I can track easily all the payments. Reviewed on: 12th July 2026

I like PayPal never have any problems with it delive...

I like PayPal never have any problems with it delivers what it says plain sailing all the way Reviewed on: 12th July 2026

Always feel safe and protected with using PayPal

Always feel safe and protected with using PayPal Reviewed on: 12th July 2026

Always handy for emergency's

Always handy for emergency's good interest rates would highly recommend Reviewed on: 12th July 2026

Stick with who u know and trust

Used other finance companies and I’ll never use them again. I’ll always use PayPal. I trust them 100%. Reviewed on: 12th July 2026

I have always found PP to be efficient and helpful

I have always found PP to be efficient and helpful Reviewed on: 12th July 2026

Always prompt efficient service and customer focused

Always prompt efficient service and customer focused Reviewed on: 12th July 2026

Easy to navigate and fair rate

Easy to navigate and fair rates. Took no time at all to set up credit for 24 months Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101058 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub