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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Everything is perfect.

Everything is perfect. It meets my expectations. Reviewed on: 13th July 2026

I have been using PayPal for more than five years, a...

I have been using PayPal for more than five years, and my experience has been very positive. The service has always been reliable, secure, and easy to use. Sending and receiving payments is straightforward, and I have found the platform convenient for both personal and online purchases. Overall, I have been happy with PayPal and would recommend it based on my experience. Reviewed on: 13th July 2026

I always get necessary help from PayPal, their custo...

I always get necessary help from PayPal, their customer service is top notch and they always put their best to help out and provide value for money.. therefore, I’m very satisfied with their services. Reviewed on: 13th July 2026

it has several alternative credit options

It starts minimally and it has several alternative ways of offering credit in a safe way, e.g payment in three, but now pay in 4 months and the credit itself… these are way to keep your credit in a reasonable safe state. Reviewed on: 13th July 2026

Have dealt with paypal for years, i trust paypal and...

Have dealt with paypal for years, i trust paypal and feel confident paying for goods through them. Reviewed on: 13th July 2026

Really pleased with everything, overall happy with all

Really pleased with everything, overall happy with all Reviewed on: 13th July 2026

Safest way to buy on line

I have never had a, problem buying online when I have used PayPal for payment. If product does not arrive etc. PayPal are excellent at retrieving money etc. If a website does not use PayPal I do not buy online Reviewed on: 13th July 2026

PayPal helped me to pay less in 3 pay with interest...

PayPal helped me to pay less in 3 pay with interest free.Help with money loan with more time to pay back Reviewed on: 13th July 2026

Very easy to use, and with interest free, a bonus...

Very easy to use, and with interest free, a bonus Reviewed on: 13th July 2026

Great Digital Communication

Digital platform easy to use, good communication via emails. Reviewed on: 13th July 2026

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