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PayPal: PayPal Credit reviews

4.73
Based on 139,807 reviews, last reviewed 15th Jun 2026
4092450% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Well very good experience I have with paypal Well very good experience I have with paypal Reviewed on: 15th June 2026
Naeem Z's avatar
Naeem Z

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (139807)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

It's good app than that of other because international

5
It's good app than that of other because international Reviewed on: 12th June 2026

Better then some credit companies

5
The application process is easy and it's clear to see how much of a balance is left. Additionally, some purchases quality for 0% interest for a few months. Also they have a PayPal+ where you earn points on purchases Reviewed on: 12th June 2026

Used PayPal for a long time and they’ve always been...

5
Used PayPal for a long time and they’ve always been very good and easy to manage Reviewed on: 12th June 2026

Cannot in all honesty fault the facility.

5
Cannot in all honesty fault the facility. Reviewed on: 12th June 2026

I love pay pal it helps a lot when you don't have th...

5
I love pay pal it helps a lot when you don't have the money straight away. I feel safe using PayPal Reviewed on: 12th June 2026

Great app.

5
Great app. Easy to use. Quick and efficient Reviewed on: 12th June 2026

PayPal Cares About Its Customers

5
I needed a refund from a scam and they investigated it promptly and reimbursed me. A great job done! Reviewed on: 12th June 2026

no one else in the market who compares to them

4
I have been using PayPal for a long time. It is a very good service. They give interest-free time for a long time.Apart from this, you can make pay three times and if there is anything above 100 pound there is a time of four months for that too. Reviewed on: 12th June 2026

Very straightforward to use, makes checkout very quick.

5
Very straightforward to use, makes checkout very quick. Reviewed on: 12th June 2026

Easy,handy and great customer service

5
Easy,handy and great customer service Reviewed on: 12th June 2026