Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181093 reviews)

View other PayPal products

4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181093)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

ease of use and transparency

Great time period before additive interest, and so easy to navigate whilst checking out with retailers. Reviewed on: 28th July 2026

Always very helpful with an queries i may have & als...

Always very helpful with an queries i may have & also solve the query Reviewed on: 28th July 2026

I have always found paypal credit easy to use, and e...

I have always found paypal credit easy to use, and extremely useful. It has allowed me to safely make purchases whilst spreading the cost seamlessly. Reviewed on: 28th July 2026

Over all very good!

Over all very good! Easy and direct especially with the card coming out. I always think it could be easier to reach customer support however the actual usage and experience has been great over the years! Reviewed on: 28th July 2026

It works well and I like the 0% offers.

It works well and I like the 0% offers. I also feel happier using PayPal when it comes to the internet security side of life. Reviewed on: 28th July 2026

Fast and reliable

Fast and reliable, always when you need it Reviewed on: 28th July 2026

When ever there is an issue with PayPal.

When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026

Easy to use giving options how to pay

Easy to use giving options how to pay Reviewed on: 28th July 2026

I have had a very good experience with PayPal.

I have had a very good experience with PayPal. The service is easy to use, convenient, and gives me confidence when making online payments. Transactions are quick and straightforward, and I feel that PayPal provides a good level of security. Overall, I am very satisfied with the service and would recommend PayPal to others. Reviewed on: 28th July 2026

Simple and easy to understand.

Simple and easy to understand. Payment plan is laid out simply. Reviewed on: 28th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101256 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub