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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140208 reviews)

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4.73

Based on 140,208 reviews, last reviewed 15th Jun 2026

4110850% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always happy with using PayPal I have used PayPal regularly for 20 years and never had an issue. I only use PayPal Credit if I know I can pay it off within the interest free period ... Read more Reviewed on: 15th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140208)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Good customer service and website very easy to use

Good customer service and website very easy to use Reviewed on: 13th June 2026

Easy to to use clear limits.

Easy to to use clear limits. Like can use on my phone where ever I go or online. Like limits are regularly reviewed. Reviewed on: 13th June 2026

Ease of use

I find PayPal very easy to use and love the ease of PayPal credit, makes purchases a lot easier and if their is an issue PayPal are there to help Reviewed on: 13th June 2026

PayPal credit is better than most of the credit card...

PayPal credit is better than most of the credit cards I have been using, the interest rates are affordable, the 4 months interest free for purchases over £99 are a amazing and the customer service is excellent. The only thing that bothers me a little is that the payments made to the card take long to update and sometimes there are discrepancies between the available credit and the balance. But that is all I dislike. Reviewed on: 13th June 2026

Great service

Great to use but I feel more retailers should allow paypal as an option. Like amazon Reviewed on: 13th June 2026

I find PayPal Credit to be straightforward.

I find PayPal Credit to be straightforward. The ability to spread the cost of larger purchases has been very helpful. The account is easy to manage through the PayPal app, and payments are simple to make. for me PayPal Credit makes budgeting easier when used responsibly. As with any form of credit, it's important to understand the terms and make payments on time, but overall I've found PayPal Credit to be a convenient and flexible payment option. Reviewed on: 13th June 2026

It’s excellent service.

It’s excellent service.financial system is very good as PayPal credit Reviewed on: 13th June 2026

Excellent

PayPal is a great way to spend over time and great service provided Reviewed on: 13th June 2026

Ease of use, great app

Ease of use, great app added bonus to purchase cryptocurrency Reviewed on: 13th June 2026

just gr8

trust paypal no one better world wide service transfer money any country with no probs at all . Reviewed on: 13th June 2026

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