Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180847 reviews)

View other PayPal products

4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180847)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

smooth transactions most of the time

smoothbtransactions most of the time Reviewed on: 12th July 2026

A really useful app.

A really useful app. Easy to use and I do use it all the time. Reviewed on: 12th July 2026

Satisfied customer

Easy to access & view all account details and contact customer support Reviewed on: 12th July 2026

Very good service, easy access more spending more yo...

Very good service, easy access more spending more you get back Reviewed on: 12th July 2026

Asbelutly great service could not ask for better

Asbelutly great service great service brealient and outstanding Reviewed on: 12th July 2026

PayPal allows for safe and easy transactions.

PayPal allows for safe and easy transactions. The credit service e.g. PayIn3 is a great, affordable option. Their support available for any issues is prompt and incredibly helpful. I have been a long term customer of PayPal and I would never turn back. Reviewed on: 12th July 2026

Pay Pal is safe, easy and hassle free to use.

Pay Pal is safe, easy and hassle free to use. Reviewed on: 12th July 2026

Services

Always straight forward and no problems Reviewed on: 12th July 2026

Online shopping made simple and safe.

I love the ease of using paypal, have used both paypal and paypal credit and carnt fault the service. I've always had a good experience and piece of mind using paypal services, ITs well trusted and most of my purchases are through ebay, Payment protection means theres no delay in my orders. Reviewed on: 12th July 2026

Great platform

Great platform to use and easy to use Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101047 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub