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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140352 reviews)

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4.73

Based on 140,352 reviews, last reviewed 16th Jun 2026

4117200% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very handy to use and pay on line Very handy to use and pay on line Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140352)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Flexible and Easy to use product

Easy to navigate app and find information. Easy to use when shopping. Flexible and good range of services eg tranaferring money. App is clearly laidnout and offers and range of payment options is versatile. Reviewed on: 13th June 2026

Efficient and easy to use

So far PayPal credit has been easy to use on products I have wanted. Citnsxtd customer service once and they dealt with my issues efficiently Reviewed on: 13th June 2026

Very good customer service department happy to help.

Very good customer service department happy to help. Great to spend online. I had some queries and they were answered straight away. Easy to add card to Google wallet also and use in outlets etc. Reviewed on: 13th June 2026

Excellent digital services.

Excellent digital services. Now you offer a physical card I can’t find a better credit provider other than PayPal ! Reviewed on: 13th June 2026

I have used PayPal for many years without issue.

I have used PayPal for many years without issue. The only caveat is that when using PayPal credit it doesn’t feel as protected as buying with a credit card. At least that is the feeling I got from their customer service team. Reviewed on: 13th June 2026

Always a good service, no complaints

Always a good service, no complaints Reviewed on: 13th June 2026

It’s been very positive.

It’s been very positive.had a couple of issues that were resolved quickly Reviewed on: 13th June 2026

Great customer service with helpful, friendly saff

Great customer service with helpful, friendly saff Reviewed on: 13th June 2026

Really handy and easy to understand payments

Really handy and easy to understand payments Reviewed on: 13th June 2026

Secure, reassuring and extremely user friendly

The PayPal platform is extremely user friendly and makes simple transactions easy and effortless. It gives reassuring security and has become a mainstay in my purchasing experiences. Customer service is easy to find and provides fast and efficient solutions. Reviewed on: 13th June 2026

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