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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Always use PayPal

I’ve used PayPal for years, and have recommended to family and friends. Easy to send money to my grandsons who live in different countries. Feel safer sending money for payments and for personal use. Reviewed on: 13th July 2026

Easy and convenient

I'm very happy with my PayPal account it's easy and convenient to use. Reviewed on: 13th July 2026

very good am very very satisfie

very good am very very satisfie very helpful Reviewed on: 13th July 2026

Good deals , interest free pay back

Good deals , interest free pay back Reviewed on: 13th July 2026

Not much from even a poet that has too much to say u...

Not much from even a poet that has too much to say usually but you guy’s and ladies are outstanding therefore I’ve little to add. Just keep evolving as you are and the world will benefit. PS Thanks for being honest and trustworthy people that keep me safe financially online etc Reviewed on: 13th July 2026

Communication was clear and the service was easy to...

Communication was clear and the service was easy to access. Reviewed on: 13th July 2026

I have good experience with PayPal

I have good experience with PayPal Reviewed on: 13th July 2026

Good, but need to be more available in payment options.

Good, but need to be more available in payment options. not available as a pay option im various transactions i have come across Reviewed on: 13th July 2026

Always explain everything brilliant customer serv...

Always explain everything brilliant customer service and advice line Reviewed on: 13th July 2026

easy way to manage money.

easy way to manage money. feel secure when paying with paypal Reviewed on: 13th July 2026

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