Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 140,471 reviews, last reviewed 16th Jun 2026
4122650% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service for all day shopping Excellent service for all day shopping Reviewed on: 16th June 2026
Tirlochan 's avatar
Tirlochan

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140471)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

convenient

5
Easy to use and convenient I use it in most transactions I do Reviewed on: 13th June 2026

Convinient

5
Its very convenient to pay,you can just plan how to pay Reviewed on: 13th June 2026

Very easy and quick and also convent to choose the p...

5
Very easy and quick and also convent to choose the payment option. Reviewed on: 13th June 2026

Quick great many options. I like it

5
Quick gray menu options, use it for many years Reviewed on: 13th June 2026

Good job

5
Always good service delivered and never had a bad payment Reviewed on: 13th June 2026

Really quick and easy to set up and use

5
Really quick and easy to set up and use Reviewed on: 13th June 2026

Easy and reliable with security

5
It's secure and reliable easy to use and all on my phone keeping me on track each day. Reviewed on: 13th June 2026

I find the PayPal credit statements difficult to und...

5
I find the PayPal credit statements difficult to understand. It’s not easy to see where payments have come from Reviewed on: 13th June 2026

Super easy

5
Super easy to use, convenient and great for those slightly bigger purchases Reviewed on: 13th June 2026

I've never had a problem with PayPal Credit.

5
I've never had a problem with PayPal Credit. Reviewed on: 13th June 2026