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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140516 reviews)

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4.73

Based on 140,516 reviews, last reviewed 16th Jun 2026

4124700% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very efficient , helpful and easy Very efficient , helpful and easy Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140516)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal protects its customers, has excellent custome...

Paypal protects its customers, has excellent customer service and is always available. I would always choose Paypal as a safe, secure method of payment. Reviewed on: 13th June 2026

Used PayPal credit for years interest rates reasonab...

Used PayPal credit for years interest rates reasonable if any issues you call and speak to a actual person always professional Reviewed on: 13th June 2026

Low interest rates, PayPal being accepted on the maj...

Low interest rates, PayPal being accepted on the majority of companies websites, and having a physical card Reviewed on: 13th June 2026

I had issues and PayPal sorted it without any problems

I had issues and PayPal sorted it without any problems Reviewed on: 13th June 2026

So simple to use, never a problem - app is...

So simple to use, never a problem - app is great Reviewed on: 13th June 2026

Easy to use.

Easy to use. Never had any issues. Convenient. Reviewed on: 13th June 2026

Very unique service, extremely useful all the time.

Very unique service, extremely useful all the time. Reviewed on: 13th June 2026

Easy to set up and use.

Easy to set up and use. Reminders in advance of payments due. Rapid no hassle payment method and 4 months to pay any sudden expensive purchases if required. Reviewed on: 13th June 2026

Why Paypal ?

It allows me to purchase items that I wouldnt normally get with managable repayments and good interest rates. It is set out in easy to understand details and allows you to choose your repayment options. Reviewed on: 13th June 2026

It's helped me when I've needed it

It's helped me when I've needed it Reviewed on: 13th June 2026

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