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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180831 reviews)

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4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180831)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very good service and friendly for customers

Very good service and friendly for customers Reviewed on: 12th July 2026

Always helpful and friendly staff.

Always helpful and friendly staff. Reviewed on: 12th July 2026

Happy customer

Good Security & Privacy: When you pay via PayPal, the merchant never sees your actual credit card or bank account numbers. It acts as a secure buffer. Reviewed on: 12th July 2026

Easy and quick to use available immediatly

Easy and quick to use available immediatly Reviewed on: 12th July 2026

Paypal is great.

Paypal is great. Easy to use and well structured Reviewed on: 12th July 2026

Paypal just make everything easy!

Paypal just make everything easy! I have used their services for years but recently tried out their credit card. Quick and simple to set up and you can chose to have a physical card or just stay digital. Highly recommend. Reviewed on: 12th July 2026

Will use forever!

I have used PayPal credit for years now. The 0% for 4 months is excellent way to budget needed goods (or treats). I very much love having what I want when I want so being able to spread the cost rather than wait for it is great. The statements are always accurate and show refunds / payments to make it easy to track. Will continue to use and write these reviews every year! Reviewed on: 12th July 2026

Fuss-Free, Fair, and Highly Reliable

I have used PayPal for years and run two separate accounts with them. I find the entire platform completely fuss-free and much less complicated to manage than most other financial services. It is straightforward and highly reliable. In my experience, they resolve issues fairly as long as you provide accurate information about the problem. In my opinion, PayPal is fantastic. Reviewed on: 12th July 2026

PayPal credit is safe and secure.

PayPal credit is safe and secure. Totally reliable and transparent terms and conditions. It’s helpful when you need to budget for the costliest items as well as convenient. Repayments work with you and your budget. Always notified in advance when payments will be taken so no nasty surprises. I highly recommended PayPal as a safe and secure option. Reviewed on: 12th July 2026

PayPal Credit has been very helpful for me giving me...

PayPal Credit has been very helpful for me giving me the opportunity to spread the cost rather than pay in full, it has made day to day life manageable by keeping my financial situation stable as I am able to save money for other life necessaries. Reviewed on: 12th July 2026

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