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PayPal: PayPal Credit reviews

4.73
Based on 140,578 reviews, last reviewed 16th Jun 2026
4127450% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy quick simple Easy quick simple to use abd always in control Reviewed on: 16th June 2026
Andrew m's avatar
Andrew m

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140578)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Always happy to help when I had an issue.

5
Always happy to help when I had an issue. Reviewed on: 13th June 2026

Customer for 20 years

5
I have been a customer with PayPal for at least the last 20 years they are east to use and easy to make payments without giving out your bank details to everyone I would recommend them to anyone Reviewed on: 13th June 2026

Good experience

4
It is a great service and would recommend. Reviewed on: 13th June 2026

Easy to use with good 0% purchase offers

5
Easy to use with good 0% purchase offers Reviewed on: 13th June 2026

Trusted and easy to use

5
Always used and never had an issue Reviewed on: 13th June 2026

I find the whole system very user friendly....

5
I have been using PayPal Credit for a couple of years now and like the simplicity of how it works. I find the 'gentle' reminders regarding account status and upcoming payments very useful and unobtrusive. The whole system itself is very user friendly. Reviewed on: 13th June 2026

Exelant service and customer loyalty i like paypal s...

5
Exelant service and customer loyalty i like paypal so much Reviewed on: 13th June 2026

Very good service.

5
Very good service.always there to help with customer service and easy to use Reviewed on: 13th June 2026

Great customer service

5
Great customer service, easy to use and straightforward Reviewed on: 13th June 2026

Really good and easy to use gives alot of payment op...

5
Really good and easy to use gives alot of payment options Reviewed on: 13th June 2026