Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140617 reviews)

View other PayPal products

4.73

Based on 140,617 reviews, last reviewed 16th Jun 2026

4129150% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to Use and Helpful Credit Option I've had a positive experience with PayPal Credit. It's easy to use when making purchases online, and the option to spread the cost of larger purchase... Read more Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140617)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

One of the best if I have any issues I can phone and...

One of the best if I have any issues I can phone and friendly staff are more than helpful to help. Reviewed on: 13th June 2026

Interest free

Easy to access and easy to pay. I like that it’s possible to pay in 3 and I like that you give 4 months interest free. Would be better if you can extend to 6 month interest free Reviewed on: 13th June 2026

PayPal credit easy to use and flexible.

PayPal credit easy to use and widely available from numerous websites. Interest free 4-month option is very convenient with various payment options. Reviewed on: 13th June 2026

Great with PayPal in 3 service, I use it as much as...

Great with PayPal in 3 service, I use it as much as I can with larger expenses Reviewed on: 13th June 2026

Convenient way to buy goods and easy to...

Convenient way to buy goods and easy to operate Reviewed on: 13th June 2026

Quick, fast efficient

Quick, fast efficient and easy to use and understand Reviewed on: 13th June 2026

Never had any issues with paypal in all the years i...

Never had any issues with paypal in all the years i have been using them Reviewed on: 13th June 2026

very high interest rate.

very high interest rate. I can't wait to pay off my debts and delete the PayPal application Reviewed on: 13th June 2026

Makes everything easy.

Makes everything easy. The app is just so good and visual that people like me with ADHD we don’t struggle Reviewed on: 13th June 2026

Paypal - good experience,

Paypal - good experience, very good customer service, many 0% offers, 0% installments option, card payment option Reviewed on: 13th June 2026

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub