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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180815)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

First class service and security for all my dealings...

5
First class service and security for all my dealings when buying online i will not use anything else apart from pay pal Reviewed on: 12th July 2026

Uncomplicated. Trusted. My PayPal.

5
When I've needed something just before payday, or needed to spread the cost short term, PayPal has been my easy go-to. Easy to choose ar the point of pay. Manageable payments, reminders of upcoming payments, no interest. And, secure online finance. Reviewed on: 12th July 2026

Easy to complete makes the process smooth so not faf...

5
Easy to complete makes the process smooth so not faffing about. Happy with this. Cant complain Reviewed on: 12th July 2026

So easy to use.

5
So easy to use. Helps me to manage finances. Decent credit limit. Reminds when payment due. Chip and pin speedy transactions. Can pay balance early on line. Reviewed on: 12th July 2026

Feel safe using this app feel there’s protection wit...

5
Feel safe using this app feel there’s protection with spending and personal info Reviewed on: 12th July 2026

great service.

5
I have been using this service for over 10 years, I have always found the customer service very helpful and there services they provide to be excellent. I will continue to use and recommend. Reviewed on: 12th July 2026

I have been using paypal for many years and it has a...

5
I have been using paypal for many years and it has always been a delight when making purchases and having issues with non delivered items. Also the credit has been a major benefit Reviewed on: 12th July 2026

I like paypal as it’s safe and convenient way to pay.

5
I like paypal as it’s safe and convenient way to pay. I like that I have possibility to use paypal credit and that flexibility so I can use card or traditional paypal payment, for both credit and regular account. Reviewed on: 12th July 2026

Easy to purchase things when I need them.

5
Easy to purchase things when I need them. Reviewed on: 12th July 2026

Always a good easy to use service.

5
Always a good easy to use service, quick to respond. Reviewed on: 12th July 2026

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