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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140886 reviews)

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4.73

Based on 140,886 reviews, last reviewed 17th Jun 2026

4141150% increase in 5 star reviews

in the past 90 days

11750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is an easy and convenient way of paying. PayPal credit is an easy and convenient way of paying. With my PayPal debit card I can choose if I use the money linked to my bank account or use PayP... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140886)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Handy to use when purchasing things, safely and cost...

Handy to use when purchasing things, safely and cost effectively. Widely accepted at most retailers Reviewed on: 13th June 2026

Great options and easy to use, accepted everywhere

Great options and easy to use, accepted everywhere Reviewed on: 13th June 2026

I’m using for over 10 years Paypal and still the...

I’m using for over 10 years Paypal and still the best Reviewed on: 13th June 2026

I’ve experienced buying with 0% in 4 months, buy now...

I’ve experienced buying with 0% in 4 months, buy now and pay in 3 instalments. Both has made my purchasing experience much better and easier with PayPal. And the fact that you are not instantly charged interest on the day your 4 months 0% offer ends is a breath of fresh air and gives me peace of mind whenever I thought about my account. Reviewed on: 13th June 2026

Many years i use only paypal!

Many years i use only paypal! You best i make easy life! Reviewed on: 13th June 2026

Paypay Credit

A great way to spread costs over 3 to 4 months interest free. In this cost of living crisis it's a great option where appropriate obviously staying within your means. Reviewed on: 13th June 2026

Great experience

Great experience. Good customer service and support Reviewed on: 13th June 2026

Interest

I used time to time. The interest is to high. Reviewed on: 13th June 2026

Easy to use, quick process, good rate and moderate i...

Easy to use, quick process, good rate and moderate interest . Wish paypal is available in southeast asia too as I travel to Asia often Reviewed on: 13th June 2026

Thank you very much i been struggling but paypal ope...

Thank you very much i been struggling but paypal open for me a door and help me a lot . Reviewed on: 13th June 2026

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