Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Always helpful when needed.

Always helpful when needed. Had an issue with a double payment taken and when enquired it was sorted quick and efficiently with good information on whats happened and how it will be resolved. Reviewed on: 12th July 2026

It is wasy to use and straight forward ease of use

It is wasy to use and straight forward Reviewed on: 12th July 2026

Easy to access, good customer service,

Easy to access, good customer service, Reviewed on: 12th July 2026

Fantastic customer service and support.

I like that PayPal gives me different options to pay and the website is easy to navigate, I also had to phone customer service to report a payment on my account and it was delt with immediately and my money was back in my account before the phone call ended great customer service support thanks . Reviewed on: 12th July 2026

Excellent

Good and fast service also easy to operate and pay back easily Reviewed on: 12th July 2026

I've had a Great experience with paypal

I've had a Great experience with paypal Reviewed on: 12th July 2026

Great and Easy

Never had problem and easy and convenient to use. Reviewed on: 12th July 2026

Ive have good experince with both problem solving an...

Ive have good experince with both problem solving and communcations Reviewed on: 12th July 2026

Ive been using paypal since it started for ebay.

Ive been using paypal since it started for ebay. I use it for most of my online transactions now. I feel its more secure than entering bank details online and transactions are usually instant Reviewed on: 12th July 2026

It’s the best payment option because it’s safe and...

It’s the best payment option because it’s safe and secure Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub