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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142942 reviews)

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4.73

Based on 142,942 reviews, last reviewed 19th Jun 2026

4235100% increase in 5 star reviews

in the past 90 days

12100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent Easy and straightforward to use. Reviewed on: 19th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142942)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Only good experience!

Only good experience! I can’t fault PayPal for anything! Reviewed on: 15th June 2026

Great !!!

Great, I would recomend to anyone Reviewed on: 15th June 2026

Reliable Credit Option for Everyday Purchases

I’ve had a very positive experience with PayPal Credit over 12 years .The application process is straightforward, and having the option to spread payments over time has been very helpful for managing larger purchases.The account is easy to use through PayPal, payments are simple to track, and customer service is responsive whenever I’ve needed assistance.The promotional financing offers can provide real value when used responsibly. Overall, it’s a convenient and reliable credit option for my online shopping needs. Reviewed on: 15th June 2026

Ive been using PayPal credit for sometime now and Im...

Ive been using PayPal credit for sometime now and Im really happy using it. I love that id you spend over £100 you get longer to pay without interest charges. Reviewed on: 15th June 2026

Paypalisous

Never had a problem with anything...quick to pay and secure Reviewed on: 15th June 2026

PayPal Credit has got me out of a pickle.

PayPal Credit has got me out of a pickle on more than one occasion.It’s my crutch,but when I have the money to pay it off quicker I always do. Reviewed on: 15th June 2026

Good service and quick to respond

Good service and quick to respond Reviewed on: 15th June 2026

Very useful alternative to a classic credit card.

Very useful alternative to a classic credit card. Has been very helpful for our house move with the 0% interest Reviewed on: 15th June 2026

My name is ELENA, I have a very pleasant experience...

My name is ELENA, I have a very pleasant experience with PayPal for about 3 years. Reviewed on: 15th June 2026

Quite responsive and informative

Quite responsive and informative Reviewed on: 15th June 2026

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