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PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180000)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very good as always tells you that a direct debit is...

5
Very good as always tells you that a direct debit is coming up and easy app means it's easy to manage your accounts Reviewed on: 11th July 2026

Very easy to use,helped us out with cash flow,would...

5
Very easy to use,helped us out with cash flow,would highly recomend Reviewed on: 11th July 2026

I have never had a major issue with PayPal

5
I have never had a major issue with PayPal overall so there is no negative review I can give. Reviewed on: 11th July 2026

Very Impressed

5
Very very easy to use. Repayments so easy to pay plus easy to pay more than minimum or the whole balance. Means I can order items before I get paid if I don’t want to use a regular credit card. Reviewed on: 11th July 2026

Pleasant experience

5
Pleasant, customer service quickly work to resolve issues. Rates are decent for transferring across different currencies. Reviewed on: 11th July 2026

I've been using PayPal for a very long time and I do...

5
I've been using PayPal for a very long time and I don't know what I'll do without this option. Reviewed on: 11th July 2026

Easy to set up credit payments

5
App is easy to used and set up preferred payment method. I can have my four payment method securely stored and select the appropriate card for a specific retailer. Credit payments are easy to set up with reminders about due payment it provides flexibility when purchasing online Reviewed on: 11th July 2026

Trustworthy source of payments you know it’s not fra...

5
Trustworthy source of payments you know it’s not fraudulent Reviewed on: 11th July 2026

Good service.

4
Good service. Easy to use. I would recommend. Reviewed on: 11th July 2026

Great service

5
Always great service, never experienced any difficulties. App easy to navigate. Reviewed on: 11th July 2026

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