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PayPal: PayPal Credit reviews

4.73
Based on 142,972 reviews, last reviewed 19th Jun 2026
4236300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve been using PayPal and PayPal credit for the pas... I’ve been using PayPal and PayPal credit for the past 14 years and never had a problem. I had a scam on my account 2 months ago and I contacted PayPal... Read more Reviewed on: 19th June 2026
Darren H's avatar
Darren H

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142972)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Trustworthy

5
Reliable credit provider very trustworthy Reviewed on: 15th June 2026

Trustworthy

5
Reliable credit provider very trustworthy Reviewed on: 15th June 2026

Used it for years, no problems with PayPal

5
Used it for years, no problems with PayPal Reviewed on: 15th June 2026

PayPal can be relied upon

5
PayPal can be relied upon, quick and easy to use. Reviewed on: 15th June 2026

Nice, good and fabulous.

5
Nice, good and fabulous. I highly recommend it Reviewed on: 15th June 2026

Payment method ,interst free for four months is a go...

5
Payment method ,interst free for four months is a good customer service Reviewed on: 15th June 2026

Extremely happy!

5
Great offers received and user interface is simple. If you ever come across a trouble, then you have ready to help customer services Reviewed on: 15th June 2026

Good.goog good good good

5
Good. All going well. Like using it when buying stiff from places that look dodgy. Reviewed on: 15th June 2026

Ease of use and convenience.

5
Ease of use and convenience. Used for over 20yrs and Paypal credit is a massive bonus to me. Reviewed on: 15th June 2026

Straight forward and Easy to reach for help

5
Straight forward and Easy to reach for help Reviewed on: 15th June 2026

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