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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181012 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181012)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

So easy to use.

So easy to use. Helps me to manage finances. Decent credit limit. Reminds when payment due. Chip and pin speedy transactions. Can pay balance early on line. Reviewed on: 12th July 2026

Feel safe using this app feel there’s protection wit...

Feel safe using this app feel there’s protection with spending and personal info Reviewed on: 12th July 2026

great service.

I have been using this service for over 10 years, I have always found the customer service very helpful and there services they provide to be excellent. I will continue to use and recommend. Reviewed on: 12th July 2026

I have been using paypal for many years and it has a...

I have been using paypal for many years and it has always been a delight when making purchases and having issues with non delivered items. Also the credit has been a major benefit Reviewed on: 12th July 2026

I like paypal as it’s safe and convenient way to pay.

I like paypal as it’s safe and convenient way to pay. I like that I have possibility to use paypal credit and that flexibility so I can use card or traditional paypal payment, for both credit and regular account. Reviewed on: 12th July 2026

Easy to purchase things when I need them.

Easy to purchase things when I need them. Reviewed on: 12th July 2026

Always a good easy to use service.

Always a good easy to use service, quick to respond. Reviewed on: 12th July 2026

I have used paypal for many years as I feel it is th...

I have used paypal for many years as I feel it is the safest way to buy online. You also can clearly have autonomy over payments etc Reviewed on: 12th July 2026

Loyal and excellent service

I have been using paypal for long time now and everytime paypal gave me excellent service. Reviewed on: 12th July 2026

The level of protection you have using paypal is inc...

The level of protection you have using paypal is incredible. I know when i buy something i’m safe. Reviewed on: 12th July 2026

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