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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Just brilliant

I just enjoy your services. Every works well and easy. It’s sure friendly and you offer great services. Reviewed on: 12th July 2026

Easy , a trusted friend, that's my paypal account

Easy way to pay, well trusted great website to use all the admin is well presented and easy to read Reviewed on: 12th July 2026

I’ve payed instalments on flights with PayPal

I’ve payed instalments on flights with PayPal Reviewed on: 12th July 2026

Paypal is my go to for payment online.

Very easy to use, brilliant options to spread the cost of purchases. Website and app easy to navigate. Easy to keep track of spending. Safe to use online. Reviewed on: 12th July 2026

PayPal - highly recommended

PayPal makes it easy to pay for things with interest free options. Reviewed on: 12th July 2026

Hassle free help.

Very simple process and a quick decision. On occasion when unplanned issues arise and I need temporary assistance with my finances I always call on PayPal Credit, It's always good to have a safety net you can rely on. Reviewed on: 12th July 2026

Always had a great experience using paypal

Always had a great experience using paypal Reviewed on: 12th July 2026

Always 1st class service. 5 stars

Always 1st class service AAA+++. Great value too. Particularly impressed with 0% payment options over 3 to 6 months. Reviewed on: 12th July 2026

Paypal always sort everything fast and without problems

Paypal always sort everything fast and without problems Reviewed on: 12th July 2026

Will never leave

I have been using PayPal and PayPal credit for years. While other similar companies have appeared, I still favour PayPal over all of them. I feel safe in the knowledge that my purchases are protected. Reviewed on: 12th July 2026

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