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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181011 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181011)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I love it, everything is very easy, really happy wit...

I love it, everything is very easy, really happy with the service Reviewed on: 12th July 2026

I have been with PayPal for years never had any issu...

I have been with PayPal for years never had any issues great customer service Reviewed on: 12th July 2026

the PayPal so far is good

I don’t have any complaints , i didn’t have any problems so far . But the pay off amount could be shown quicker. As is taking fe days what you have still left to pay . Reviewed on: 12th July 2026

Just a really good service and nice perks to using P...

Just a really good service and nice perks to using PayPal Reviewed on: 12th July 2026

Always reliable, no need to worry, always assured of...

Always reliable, no need to worry, always assured of payments getting paid. Reviewed on: 12th July 2026

I've used PayPal for a long time and they've always...

I've used PayPal for a long time and they've always been the best Reviewed on: 12th July 2026

It was easy to set up an PayPal account and I’m able...

It was easy to set up an PayPal account and I’m able to use it with ease especially to over emergency expenses. Reviewed on: 12th July 2026

I’ve used PayPal for well over a decade now and it’s...

I’ve used PayPal for well over a decade now and it’s great. Never had any issue, my cards are safe there and I’m comfortable using it on any site without fear of theft. PayPal credit is cool for when I want to win an eBay bid a few days before I’m paid from work and I’ve had to pay out a large expense that month, it’s very handy in my short term lending experience. Reviewed on: 12th July 2026

It’s amazing .

It’s amazing .. easy and quick service Reviewed on: 12th July 2026

Efficient and professional service

Efficient and professional service Reviewed on: 12th July 2026

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