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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143279 reviews)

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4.73

Based on 143,279 reviews, last reviewed 20th Jun 2026

4250400% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Rates not good but good ease of use and availability Rates are not good but ease of use and availability are very good. It's a bit tricky navigating the app on phone which is where I use it most. Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143279)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy safe.

Easy safe. Resolved a problem with a seller Reviewed on: 15th June 2026

Well not too bad except late payment fees not really...

Well not too bad except late payment fees not really helping customers at all Reviewed on: 15th June 2026

Any problems with a purchase PayPal is on my side.

Any problems with a purchase PayPal is on my side. Reviewed on: 15th June 2026

Great PayPal

Easy to use and clear on the account as to how paying and great to have as secure Reviewed on: 15th June 2026

All good and easy to access and sent money

All good and easy to access and sent money Reviewed on: 15th June 2026

Amazing.

Amazing. Best experience I've ever had in my life. My wildest dreams came true. Reviewed on: 15th June 2026

Very good, nice helpful people to work with.

Very good, nice helpful people to work with. Reviewed on: 15th June 2026

The Gold Standard of Digital Wallets

In a world flooded with fintech apps and digital payment startups, PayPal remains the undisputed heavyweight champion of online transactions. Having used it for everything from split bills with friends to managing international freelance invoices and e-commerce checkouts, I can confidently say it is an indispensable tool for modern life. Reviewed on: 15th June 2026

Very good and very nice.

Very good and very nice.i had a good experience wheneveri used. Reviewed on: 15th June 2026

I wanted to get a credit card that would help to bui...

I wanted to get a credit card that would help to build my credit and have always trusted PayPal so when I realised this was an option, it was a no brainer. It was very easy to set up with all t’s&c’s clearly explained and easy to follow. Reviewed on: 15th June 2026

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