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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181004 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181004)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal have been fantastic and we're one of the firs...

PayPal have been fantastic and we're one of the first ones I used after I was getting my credit back on track after my iva Reviewed on: 12th July 2026

Great Customer Service, great way to pay

I’ve always had any problems solved by customer service, feel peace of mind. Thank you. Very easy to make payments too. Reviewed on: 12th July 2026

useful and cost efective even for non app users like me

I use pay pal to pay for things without revealing my bank details, I have also used pay pal credit to purchase some larger items, I found the flexability in monthly payments very useful to help me budget and reminder email makes sure I dont forget a payment. the pay in three service is also good to spread costs and help budget again friendly reminders help to remember payments the costs are low and no interest on pay in tthree is very good over all could not be happier with the service. Reviewed on: 12th July 2026

Everything is ok easy on paypal never had any issues...

Everything is ok easy on paypal never had any issues at all Reviewed on: 12th July 2026

Trustworthy and easy to use.

Trustworthy and easy to use. When I have had to use customer service they have been very helpful Reviewed on: 12th July 2026

Safety using Paypal

Paypal has proven to me on several occasions how safe and protected my online purchases are, customer service exceeded my expectations Reviewed on: 12th July 2026

Make me feel safer online shopping

The app is easy to use, i can pay with PayPal in most places. I Can easily send money to my neice in Canada. I feel more in control and secure when paying online though PayPal Reviewed on: 12th July 2026

Their service is seamless and very efficient

Their service is seamless and very efficient Reviewed on: 12th July 2026

Paypal is amazing and give me a lot of options to pa...

Paypal is amazing and give me a lot of options to pay online or retail Reviewed on: 12th July 2026

Great service

Recovered money when I did not receive goods that had paid for and customer service was really helpful on every step of the process. Great for spacing payments out if purchasing large items as I’ve done before and paying friends when out and about. I’ve had PayPal for years and never had any issues Reviewed on: 12th July 2026

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