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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143336 reviews)

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4.73

Based on 143,336 reviews, last reviewed 20th Jun 2026

4253000% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal & PayPal Credit So far I have had great experience with paying through PayPal & using the PayPal Credit service & would definitely recommend Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143336)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Never had any issues.

Never had any issues. Always been spot on Reviewed on: 15th June 2026

Piece of mind knowing you don’t have to put your car...

Piece of mind knowing you don’t have to put your card details in when making a payment Reviewed on: 15th June 2026

Very nice experience during using the PayPal payment

Very nice experience during using the PayPal payment Reviewed on: 15th June 2026

Very easy to use and keep track of spending

Very easy to use and keep track of spending Reviewed on: 15th June 2026

Chopping

Bought through PayPal was smooth Reviewed on: 15th June 2026

Shop with confidenxe!!! It is a very reliable service

It is a very reliable service and gives me security that my money is safe. Reviewed on: 15th June 2026

Most if the time its first class.

Most if the time its first class. I've had a few dodgy buys and it has been 50 /50 on PayPal backing me and backing the buyer. I wasn't happy at the time but PayPal supported what looked right . This area needs improving but scanners are one step ahead . Reviewed on: 15th June 2026

Fantastic

Extremely reliable and a very convenient and safe way to pay. Reviewed on: 15th June 2026

Only negative thing I say tha 0% it’s not clear on h...

Only negative thing I say tha 0% it’s not clear on how payments are made. I paid more than min payment and not clear if coming off my % Reviewed on: 15th June 2026

It's good.

It's good. Brilliant. Excellent. Supe4b Reviewed on: 15th June 2026

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