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PayPal: PayPal Credit reviews

4.73
Based on 143,385 reviews, last reviewed 20th Jun 2026
4255100% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use paypal regularly I use paypal regularly at checkout on line and my last purchase of concert tickets went ahead without any issues .The transaction was completed smooth... Read more Reviewed on: 20th June 2026
AJ's avatar
AJ

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143385)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Excellent way of paying for goods

4
Excellent way of paying for goods Reviewed on: 15th June 2026

no stress

5
Very good, problem solved all time no stress Reviewed on: 15th June 2026

Good service and app

5
Good service and app, I use it alot for online purchases Reviewed on: 15th June 2026

Always found everyone friendly

5
Always found everyone friendly and happy to help. The card is easy to use. Reviewed on: 15th June 2026

Great service and payment options

5
Great service and payment options Reviewed on: 15th June 2026

I use PayPal most days for online shopping

5
I use PayPal most days for online shopping Reviewed on: 15th June 2026

Excellent service

5
Excellent service wood recommend Reviewed on: 15th June 2026

A very life-saving app that helps when you are finan...

5
A very life-saving app that helps when you are financially buoyant. Reviewed on: 15th June 2026

I was advised to send an item back that had postage...

5
I was advised to send an item back that had postage cost of £30.00 I ended up not getting a refund and also £30 out of pocket on top ofvthat Reviewed on: 15th June 2026

Always helpful in need,pay back in installments.

5
Always helpful in need,pay back in installments. Reviewed on: 15th June 2026