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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180997 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180997)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent service

Always been brilliant, especially with refunds Reviewed on: 12th July 2026

I've been using PayPal for years, and everything has...

I've been using PayPal for years, and everything has always worked fine. Reviewed on: 12th July 2026

Simple, Secure and Reliable

I’ve been using PayPal for a while now, and my experience has been really positive. It’s simple to use, payments are quick, and I feel secure whenever I make a transaction online. I also like how convenient it is to send money or pay for things without having to enter my card details every time. So far, I’ve never had any major issues, and everything has worked smoothly for me. Definitely a service I trust and would happily recommend. Reviewed on: 12th July 2026

Its easy to use and can be use anywhere in the world.

Its easy to use and can be use anywhere in the world. Reviewed on: 12th July 2026

I use PayPal for my stripe transactions with ShopMy...

I use PayPal for my stripe transactions with ShopMy and I’m happy bar the exchange rate which I feel is poor and could be far better Reviewed on: 12th July 2026

I really like it app,it's easy to use.

I really like it app,it's easy to use. Reviewed on: 12th July 2026

Flexible debt management

Flexibility with payments, interest free period. You know exactly how to manage the debt Reviewed on: 12th July 2026

I find pay pal very easy to use, and constantly help...

I find pay pal very easy to use, and constantly helpful to my finances. Reviewed on: 12th July 2026

It's been really easy to use.

It's been really easy to use. Customer service has been exceptional when calling them to discuss anything. The offers that they give with different versions of no interest for certain months is what keeps me coming back to using it when wanting to use a credit card. I usually recommend it to anyone thinking of opening a credit card. Reviewed on: 12th July 2026

My experience is very good, no problem with it

My experience is very good, no problem with it Reviewed on: 12th July 2026

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