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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143568 reviews)

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4.73

Based on 143,568 reviews, last reviewed 20th Jun 2026

4263450% increase in 5 star reviews

in the past 90 days

12250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I like it I can’t tell a lot about service because I haven’t used it. All other features I like and I use it. Fairly easy to use on web. haven’t used app yet Reviewed on: 20th June 2026

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143568)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Transparency and safe

Easy to pay safety for your purchases at any time! Reviewed on: 15th June 2026

PayPal is reliable, safe and secure.

PayPal is reliable, safe and secure. My go to way to pay online ! Reviewed on: 15th June 2026

I’m using PayPal so many years.

I’m using PayPal so many years. I’m very happy with that.. and I will still use it . I recommend to my friends . I didn’t have problems with any scammers when I’m using PayPal or PayPal credit . Reviewed on: 15th June 2026

Fantastic outlet!

Fantastic outlet!! Happy to recommend. Brilliant service and so easy to navigate and use. Reviewed on: 15th June 2026

Great way of being able to spread costs or purchase...

Great way of being able to spread costs or purchase before payday Reviewed on: 15th June 2026

Yes good

Hello is very helpful i am grateful Reviewed on: 15th June 2026

I have worked with PayPal more 5 years ago and I hav...

I have worked with PayPal more 5 years ago and I have good experience to have PayPal account. With provide me facility to buy anything. Reviewed on: 15th June 2026

My Go To for Flexible, Interest Free Purchases

I’ve found PayPal Credit genuinely helpful for managing everyday purchases without stress. The 0% for 4 months feature is brilliant for things I need right away but want to pay off gradually. As long as I stay disciplined and clear the balance within the offer period, it gives me flexibility without costing extra. I also like how easy it is to use — it’s already built into my PayPal account, so checkout is quick and secure. The statements are clear, and I can see exactly what I owe and when. It’s not something I rely on constantly, but as a backup option for unexpected costs or bigger purchases, it’s been a reliable and straightforward service. Reviewed on: 15th June 2026

Good process with no issues.

Good process with no issues. Simple and easy to use for all types of transactions. Reviewed on: 15th June 2026

Never had an issue getting credit or transfering funds.

Never had an issue getting credit or transfering funds. Top banana. Reviewed on: 15th June 2026

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