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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180995 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180995)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use and efficient.

Easy to use and efficient. Just wish when I make a payment off my PayPal credit it wouldn’t take so long to debit my bank account Reviewed on: 12th July 2026

Always accepted at major retailers

Always accepted at major retailers Reviewed on: 12th July 2026

Ease of use, guaranteed cyber security for all purch...

Ease of use, guaranteed cyber security for all purchases with great rates of interest free and payment options. Reviewed on: 12th July 2026

PayPal is fantastic all round

It's fantastic all round all round Reviewed on: 12th July 2026

I had a couple of venders who couldn't accept PayPal...

I had a couple of venders who couldn't accept PayPal credit card payments (other credit cards were ok). Reviewed on: 12th July 2026

Paypal could be more accessible to its customers

Paypal could be more accessible to its customers Reviewed on: 12th July 2026

The payment in 3 is great, spread the cost over 3 sm...

The payment in 3 is great, spread the cost over 3 smaller payments. Even on low item purchases Reviewed on: 12th July 2026

Brilliant experience with using pay Pal credit very...

Brilliant experience with using pay Pal credit very easy to use Reviewed on: 12th July 2026

I have never had a problem with pay pal

I have never had a problem with pay pal Reviewed on: 12th July 2026

What’s not to like

Easy to use, good app. Customer service adequate Reviewed on: 12th July 2026

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