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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180994 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180994)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is great

Used PayPal for a long time and now you get more benefits it’s even better! Reviewed on: 12th July 2026

very helpful

easy to use and provides opportunity to pay in 3 or next month. interest rates are reasonable Reviewed on: 12th July 2026

Breathing Room

PayPal Credit allows you to breathe when you just find yourself worried about paying for something outright. It gives the space and room to be able to pay it when you have more and is so easy and straightforward to use. Reviewed on: 12th July 2026

Love pay pal it works great for everyday life

Love pay pal it works great for everyday life and help families who need the option of pay in 3 for presents and things which is great 1 negative if I was to say anything is that when you do have an issue its hard to contact yourself Reviewed on: 12th July 2026

The staff are really kind and attentive to my concerns.

The staff are really kind and attentive to my concerns. I am also informed of whatever payments I have missed and if there are charges to be done that is why I’m well informed of what is happening with my account. I hope they continue to excel since the customer service are really great with the customers!!! Reviewed on: 12th July 2026

PayPal is very financially convenient, sorts the bil...

PayPal is very financially convenient, sorts the bills before the salary comes in. Also gives you ample time to payback. Customer service is swift and seamless as well. Highly recommend!! Reviewed on: 12th July 2026

The pay in 3 interest free credit option is a breeze...

The pay in 3 interest free credit option is a breeze to use and a great way to pay for goods without paying interest Reviewed on: 12th July 2026

Great company, good value.

Great company, good value. Very helpful. Easy to use the app, easy to make purchases. Pay in 3 is a very helpful tool for large purchases. The credit card is good value with 4month interest free on purchase. Reviewed on: 12th July 2026

Fits in with modern life.

Fits in with modern life. Allows me to get the things I need when I need them, and the things I want over a time that's work for the real world that real people live in. Reviewed on: 12th July 2026

incredible product

The service is very Flexible. The amount of credit offered is really handy and i've never felt like i was pushed into taking more credit than i needed. The App is really easy to use and tracking payments/credit is a breeze. Reviewed on: 12th July 2026

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