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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

The option to pay in 3 is amazing, helped to spread...

The option to pay in 3 is amazing, helped to spread unexpected costs without harming the budget. The fact it is at 0% is amazing. Thank you Reviewed on: 12th July 2026

Easy to use!

It was very straightforward and easy to use PayPal for making a purchase with an airline online Reviewed on: 12th July 2026

Extremely easy service to use.

Extremely easy service to use. The App is user friendly too. I like the reminders of upcoming payments and the statements are easily available. Reviewed on: 12th July 2026

Great service and a great help to pay for item...

Great service and a great help to pay for item Reviewed on: 12th July 2026

Ian's review

Excellent service. I use it all the time.. it's very convenient. Reviewed on: 12th July 2026

Always Excellent and simple to use

Always Excellent and simple to use Reviewed on: 12th July 2026

Easy to buy and pay with a direct debit.

Easy to buy and pay with a direct debit. Excellent 4 month 0% to spread the cost. Customer service excellent also Reviewed on: 12th July 2026

Always helps - but I have to write more than that so...

Always helps - but I have to write more than that so this is that Reviewed on: 12th July 2026

Customer service perfection

It's easy to use and they are very good at supporting you when there is a problem as well, very quick and always keep you informed on everything Reviewed on: 12th July 2026

Great service.

Great service. Easy to use and manage Reviewed on: 12th July 2026

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