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PayPal: PayPal Credit reviews

4.73
Based on 181,105 reviews, last reviewed 5th Aug 2026
57% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026
Gabriel N's avatar
Gabriel N

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181106)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great service

5
Great as excepted around the world Reviewed on: 15th July 2026

PayPal has been absolutely fantastic for me.

5
PayPal has been absolutely fantastic for me. The service is super reliable, and it makes sending and receiving money so easy. Their customer support is also really helpful. I definitely recommend them to anyone looking for a safe, fast payment platform." Reviewed on: 14th July 2026

Easy to access and navigate, payment and reminders a...

4
Easy to access and navigate, payment and reminders are all taken and provided at a convienant time. Reviewed on: 14th July 2026

Super service

5
Such a reliable service, very fair and extremely helpful when things go wrong . Can’t fault the customer service. Reviewed on: 14th July 2026

Very good Great experience with PayPal!

5
Very good Great experience with PayPal! It's fast, secure, and very easy to use. I highly recommend it. Reviewed on: 14th July 2026

Good experience very easy to understand

5
Good experience very easy to understand Reviewed on: 14th July 2026

Making finance and spending accessible and stress free

5
Making finance accessible and stress free for the modern day mother and family. I have a level of financials freedom thy is manageable and feel safe and supported thanks to PayPal. Reviewed on: 14th July 2026

Great credit service, outstanding customer service.

5
Great credit service, outstanding customer service. Reviewed on: 14th July 2026

I always use paypal credit help me alot.

5
I always use paypal credit help me alot. And is very good when you got not enough money qnd you cqn use this very helpful and what you can pay slowly Reviewed on: 14th July 2026

I have adhd so struggle with arranging my finances...

5
I have adhd so struggle with arranging my finances at times. Customer services have been patient and nice to deal with Reviewed on: 14th July 2026

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