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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180922)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Best Payment System Out There

5
The easiest system I know for extending your payment plan to suit your financial requirements at that exact moment. Payback over 3 or 4 months (interest free) at the click of a button (well just a couple of clicks anyway). I have been using paypal for many years now and the pay in 3 system is the best out there. Reviewed on: 12th July 2026

Great support

5
PayPal have been really helpful for my and my family, sometimes stuff and things to pay comes around and you can’t predict it when you have children, that is when pay in 3 options comes around tinctedible help with not interest rates. Reviewed on: 12th July 2026

Paypal excellent

5
I always use paypal for fast smooth and safe transactions excellent Reviewed on: 12th July 2026

PayPal credit is brilliant they give notifications e...

5
PayPal credit is brilliant they give notifications every time something is spent and when payments are due Reviewed on: 12th July 2026

Love PayPal

5
I trust PayPal with all my purchases Reviewed on: 12th July 2026

I use PayPal.

5
I use PayPal. Its OK. I have nothing of interest to write here, but you insist I do. Reviewed on: 12th July 2026

Clear and easy to use app.

5
Clear and easy to use app. Excellent customer service Reviewed on: 12th July 2026

Always been easy to use and setup when needed.

5
Always been easy to use and setup when needed. Reviewed on: 12th July 2026

Recognised everywhere so always easy to use.

5
Recognised everywhere so always easy to use. Never had an issue with PayPal credit but when needed support from just PayPal the customer service team can’t do enough to help so efficient and always looks for quick resolutions. Friendly advisors it’s been a pleasure to communicate with PayPal when needed too and can’t fault the service Reviewed on: 12th July 2026

It’s easy and straightforward- clear as to what the...

5
It’s easy and straightforward- clear as to what the payback situation is and having the initial interest free period is a huge incentive. Reviewed on: 12th July 2026

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