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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

The staff are really kind and attentive to my concerns.

The staff are really kind and attentive to my concerns. I am also informed of whatever payments I have missed and if there are charges to be done that is why I’m well informed of what is happening with my account. I hope they continue to excel since the customer service are really great with the customers!!! Reviewed on: 12th July 2026

PayPal is very financially convenient, sorts the bil...

PayPal is very financially convenient, sorts the bills before the salary comes in. Also gives you ample time to payback. Customer service is swift and seamless as well. Highly recommend!! Reviewed on: 12th July 2026

The pay in 3 interest free credit option is a breeze...

The pay in 3 interest free credit option is a breeze to use and a great way to pay for goods without paying interest Reviewed on: 12th July 2026

Great company, good value.

Great company, good value. Very helpful. Easy to use the app, easy to make purchases. Pay in 3 is a very helpful tool for large purchases. The credit card is good value with 4month interest free on purchase. Reviewed on: 12th July 2026

Fits in with modern life.

Fits in with modern life. Allows me to get the things I need when I need them, and the things I want over a time that's work for the real world that real people live in. Reviewed on: 12th July 2026

incredible product

The service is very Flexible. The amount of credit offered is really handy and i've never felt like i was pushed into taking more credit than i needed. The App is really easy to use and tracking payments/credit is a breeze. Reviewed on: 12th July 2026

Excellent easy way for credit easy payment can fol...

Excellent easy way for credit easy payment can follow your credit on the appp Reviewed on: 12th July 2026

Always received good customer service when I have co...

Always received good customer service when I have contacted paypal Reviewed on: 12th July 2026

My go to payment option .

My go to payment option . Whether it be pay in three .. simple payments or sending money it’s so easy . I have had two problems with vendors and the PayPal help team have solved things right away. A great service . Reviewed on: 12th July 2026

PayPal Charm

love PayPal and soul never use anyone else for my credit and purchases - staff are good at customer services and never ever a bother Reviewed on: 12th July 2026

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