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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180911)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Quick response ,they sort easy the issues.

5
Quick response ,they sort easy the issues. Reviewed on: 12th July 2026

Easy way to pay .

5
Easy way to pay . Always secure. Peace of mind excellent . Reviewed on: 12th July 2026

A service I genuinely trust

5
I’ve used PayPal for years, and it’s become one of those services I genuinely rely on. Whether I’m buying from small businesses on Etsy, shopping on eBay, or sending and receiving money, it always makes the process simple, quick, and stress-free. The few times I’ve had to make payments without PayPal, I really noticed how much extra effort was involved. It reminded me just how much value PayPal adds by making transactions so easy and secure. I also appreciate the peace of mind that comes from knowing my payments are protected. It’s a service I trust and one I’d happily recommend to others. Reviewed on: 12th July 2026

Paypal is trustworthy, response quickly to query, yo...

5
Paypal is trustworthy, response quickly to query, you know that they will deal with it and if there’s been fought, your money is returned and protected. It’s like having a family finance Friend. Reviewed on: 12th July 2026

Secure Online Payments

5
I've been very happy with my experience using PayPal. It's fast, secure, and incredibly convenient for making online payments and sending money. I appreciate the extra peace of mind that comes with buyer protection, and the app is simple and easy to use. Transactions are processed smoothly, making everyday payments stress-free. Overall, PayPal is a reliable service that I would confidently recommend to others. Reviewed on: 12th July 2026

It’s fast easy to use and reliable

5
It’s fast easy to use and reliable Reviewed on: 12th July 2026

I rely on PayPal quite often for my transactions and...

5
I rely on PayPal quite often for my transactions and find it a really good way to operate when buying and making money transactions Reviewed on: 12th July 2026

Easy to use.

5
Easy to use. Doesn't recognise my current account bank which makes things a bit more awkward. Reviewed on: 12th July 2026

PayPal gives me peace of mind when paying for goods...

5
PayPal gives me peace of mind when paying for goods and services. I’ve had to use their dispute service once for products I paid for but.never received and I was refunded at the end of the investigation. Reviewed on: 12th July 2026

Excellent service very easy to use would highly reco...

5
Excellent service very easy to use would highly recommend this Reviewed on: 12th July 2026

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