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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Peace of mind

Accounts are easy to understand service is good and peace of mind when ordering items if I need to return them or don't meet expectations Reviewed on: 12th July 2026

Very helpful with, physical cards and buyer protection

Very helpful with, physical cards and buyer protection Reviewed on: 12th July 2026

PayPal revue

Exactly what I needed for online shopping Reviewed on: 12th July 2026

Never any problems with Paypal.

Never any problems with Paypal. Great Reviewed on: 12th July 2026

Very nice experience and great service to our

Very nice experience and great service to our Reviewed on: 12th July 2026

lifesaver

paypal has helped me alot i use paypal credit and pay in 3 alot Reviewed on: 12th July 2026

PayPal is my best friend

In these hard times when everything is expensive PayPal comes to the rescue. When you need a a birthday gift it's easy and quick to pay with PayPal. If you can't afford the full amount, no worries you can split into three monthly payments or you can even pay with PayPal credit that makes it even cheaper to pay monthly. PayPal is my best friend Reviewed on: 12th July 2026

Very helpful and supportive helped me with paying in...

Very helpful and supportive helped me with paying in confidence Reviewed on: 12th July 2026

Fast and Trustworthy Service

Using PayPal to pay my supplier last week was incredibly smooth and straightforward. I was a bit worried about sending a large international payment, but the transaction went through instantly with clear tracking details. The interface is intuitive, and having their buyer protection gives me genuine peace of mind whenever I make business transactions. It saved me a lot of time compared to traditional bank wire transfers Reviewed on: 12th July 2026

Never had a problem with PayPal.

Never had a problem with PayPal. Totally professional. Extremely easy to use. Makes life so easy. Highly recommended. Reviewed on: 12th July 2026

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