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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal credit gives me flexibility to pay in 4 month...

Paypal credit gives me flexibility to pay in 4 months with 0% interest. The amount of times that saved me on travel, personal shopping , emergencies is something i am grateful for Reviewed on: 12th July 2026

Great option for spreading cost

Easy to use, manageable, and a good option to spread cost with little fuss. Helped me manage my finances easier Reviewed on: 12th July 2026

I use PayPal credit on a regular basis

I use PayPal credit on a regular basis, and normally only buy from website that uses PayPal,***** Reviewed on: 12th July 2026

Very useful to use when purchasing anything knowing...

Very useful to use when purchasing anything knowing your always covered if anything does go wrong Reviewed on: 12th July 2026

Good service

It’s been easy and when there’s a problem I’ve been able to sort it out quickly Reviewed on: 12th July 2026

Excellent service

I’ve never had any issues with PayPal. I use it often and it is the best platform I have used Reviewed on: 12th July 2026

consisten

used for years, always good and consistent experience Reviewed on: 12th July 2026

Very helpful staff and easily resolved any issues

Very helpful staff and easily resolved any issues Reviewed on: 12th July 2026

I use PayPal whenever I make purchases on line.

I use PayPal whenever I make purchases on line. Reviewed on: 12th July 2026

I only use PayPal to pay friend and family because i...

I only use PayPal to pay friend and family because it is a lot easier you just need to past the email address unlike bank transfer you need to write down numbers and you always worried you may make a mistake Reviewed on: 12th July 2026

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